A Beloved Husband, Father, Brother, Grandfather, Great-Grandfather and Friend to so many

 Michael A G Fraser

DECEMBER 13,1942 – JANUARY 8, 2022

The much-loved patriarch of the Fraser family was an inspiration and role model to legions who truly adored him. Always up for an adventure and having fun, he loved to travel but was happiest at home in Kingston and Silver Sands with his family and close friends.

He leaves behind the love of his life , Bonnie, their four children and their spouses, Michelle (George), Katrina (Craig), JoAnn (Volker) and Richard (Andrea). His 11 grandchildren, Shannon (Christian) Adam, Brandon,Toby,Jake,Jessica,Julia,Miles, Olivia, Zara and Emilia, and two great-grandchildren, Kendal and Mason.

The chorus of the I Three “Oh, what a man …he is a legend” resonates as we reflect on the life of our colleague, mentor, and friend – Michael Fraser.

His passing reminds us of our fragile humanity. We pause to remember that this great soul existed.

His light brightened the day of all those he interfaced with. Michael was special. He had a generosity of spirit and a depth of character that was remarkable. To be excellent at your job but to be remembered more for the lives he touched while doing his job.

He was simply – a wonderful human being.

Wednesday, January 19, 2022 at 11:40am



(click images to view them larger)

Would you like to offer Michael’s loved ones a condolence message? Please feel free to write your message of sympathy below.

You may also sign his virtual obituary guestbook as well as light a tribute candle and upload your own photos and memories to share with the family on his Obituary Page.


  1. Richard Fraser

    Will forever miss you Daddy…Walk Good!

    • Dr.Jason Scott Hamilton

      As I told you, my friend, today when we spoke, a man is not a man till his father passes. You were there for me when my father, Howard Hamilton QC passed on a couple of months ago. We will be there for you as well. Your father was a smiling Jamaican Legend and you now have a champion Angel looking Over you all.

    • Joanne Fletcher

      Aunty Bonnie, Michelle, Richard, Katrina and Joanne I know this is a difficult time. My thoughts and prayers are with you. Hold onto the special memories. I will always remember his voice and smile. Walk good Uncle Mike.

      • Verona Warburton

        I was privileged to have met Mr. Fraser through his son Richard and daughter-in-law Andrea.
        I found him to be a jovial person with a kind demeanor.
        My few encounters with him have been very pleasant and our short conversations always leave me with new knowledge. My thoughts and prayers are with his with Bonnie Fraser and their family.
        Rest well, Mr. Fraser.

    • Tamar Martin

      Rest well Michael, you have impacted so many lives, you will truly be missed. My condolences to Bonnie and the rest of the family.

    • Trippy Forbes

      Stay strong 💪 Richard.
      Rest in peace Mr Mike 🙏

  2. Diane and Mark mcconnell

    Will be there with you to say goodbye to darling Mikie , and only wish it could be in person , thoughts and prayers are with you all 🙏

    • David and Cathy. Canada

      For Michael- we are amongst the many that cherish many wonderful memories. “People may forget what you said and people may forget what you did, but no one will forget how you made them feel with your caring

  3. William A. Craig

    My heart is with you as you remember this very special man.

    Treasure this incredible memories.

  4. Lesa chang

    Those picture! Testimony of a life well lived. A beautiful man, a beautiful family , Blessed and a blessing to all who knew him..

    • Suzie Foreman

      Uncle Mike, one of a kind, you will be severely missed. Your positive and bright personality, fun loving spirit was always a pleasure to be around. Walk good.

  5. Corinna Wallace

    He lived and loved a most beautiful life. He was a joy to be around and a great Dad….full of advice and plenty jokes too! May he rest now in eternal peace.

    • Aileen and Jason Corrigan

      Our deepest condolences to all of Micheal’s family and friends. May he rest in eternal peace. We hope the great memories give you comfort at such a difficult time.

    • Andre Foote

      “Mighty Mike” because you made everything seemed easy and enjoyable.
      I will miss your counsel and encouragement.
      Your family is a testament of your legacy.
      Maximum respect.
      Walk good.
      Andre Foote

  6. Janice Grant Taffe

    Mr Fraser you have left a legacy indeed…. the little gems of wisdom .. you showed respect for all and always showed interest in our career paths…. you have been there from the beginning right to the end… Mr Fraser … May those who come behind you receive the legacy.

  7. Ivan Carter

    Sir Mike! A truly great Caribbean man. Mike always supported me and my family 100% and had tremendous amount of respect for me. I learnt quite a lot from him over the past seventeen years. Closing the sale, investing in real estate, being a gentleman among many other areas. I can clearly recall back in 2003 when I was migrating from Barbados to Jamaica Mike took a day out of his busy schedule to drive me and my family around Kingston house hunting. In fact the house I settled on was based on his recommendation. May he Rest In Peace! We will all miss Sir Mike!

    • Andrea Bajnaut

      Sigh I am lost for words as I am still in shock that your are no longer here, you were such a kind hearted soul and you will be truly missed….continue to sleep in peace…..

    • Eleanor Jones

      Dear dear Bonnie and family
      Extending love and peace during this difficult passage. Michael was a lovable caring human being who will be remembered for going beyond self in his corporate life as well as his life in volunteerism and philanthropy. Rest in peace dear Mike . You will be dearly missed by lifelong friends and colleagues.

  8. Eleanor Passailaigue

    My beautiful baby brother. When he was born, he was given such a long name Michael Alexander George Fraser. Sounded like royalty to me, however during his lifetime he was admired loved and respected by everyone he encountered. He truly was a remarkable man well deserving of such a prestigious name

    • Sacha Miles

      A most wonderful husband and father, grandfather and father in law. I still cannot believe you have gone to be with the Lord. Everything about you will be so missed 🙏🏼.

  9. Jaime Vargas

    I’m speechless. Such a great man full of life and energy at all times
    You will be missed and remembered by many

  10. Eva Gibson

    Thank you to the Fraser family. I worked with Mr. Fraser for almost 20 years. He was the most wonderful kind person I have ever met. Because of him, all of my family was able to immigrate to Canada. He always treated me as a sister and a friend. I never once felt like a nanny or worker. I’m sorry I never got to give him the flowers while he was alive but I know God has a feild of flowers waiting for him. May his soul rest in peace.

    Love, Eva Gibson and my family

    • Richard Fraser

      Lovely words and sentiments Eva – you are a marvelous and special jem and I thank you for all you did in helping to raise me and for video taping some of my fav TV shows when I was unable to watch them 😆😆😆 love to you and yiur entire family please come visit me and my kids when your next back on di Rock… Love Richie Poo

  11. Jermaine Vernal

    A man of great inspiration, dignity and great love. A true father and friend.

  12. Jar and Nina and the Kinach Famoola

    ​​​​In Memoriam Tribute – Michael Fraser

    Our first meeting with Michael and Bonnie, and Uncle Tony was in June 1997 at the graduation ceremonies of my daughter Andrea and Richard Fraser from the University of Canterbury Law School. Our children introduced us and together we shared in celebrating their accomplishments and pride of having lawyers in the family. When the graduation formalities were concluded, we quickly decided to join families to have a proper celebration – at a local bar serving very good and fresh oysters with bubbly spirits. It was then that I sensed a unique friendship and joviality emanating from the Frasers and Uncle Tony: we toasted our graduates, but we also raised lots of glasses to ourselves, the parents, in celebration of the finality of our successful and sizeable financial investment. Adding mirth and joy to the event, Uncle Tony jokingly toasted to the hope that we would one day recover this investment, especially in the event we got into trouble with the law.

    Roughly four years later, the Kinach clan together with relatives and friends descended on Silver Sands to attend the wedding of Andrea and Richard. This was everybody’s first trip to Jamaica and, quite honestly, we didn’t know what to expect since whatever we knew about Jamaica emanated from the press and tv. Our unanimous first impressions upon disembarking at the airport in Montego Bay were that Jamaicans were not only friendly, but that they were always smiling and eager to help. And these impressions were the tip of the proverbial iceberg… until we met Michael and Bonnie Fraser again on their home turf. They overwhelmed us with their warmth and smiles and whole-hearted welcome into the Fraser family, and to their island.

    Since the wedding, neither distance nor the intermittent visits to the Frasers and our children in Kingston and Silver Sands weakened the closeness and affection that Nina and I developed and felt for Michael and Bonnie. Whenever in Jamaica, we always felt that we were “in good hands”- as the famous insurance company advertised in the US. Today, because of the pandemic, we are in tears that we cannot be with Bonnie and our Fraser family.

    Michael was the Patriarch of the family: watchful and loving, full of care and attention, easy going, always smiling and ready with a joke, but also respectful and firm when the occasion required such. Bonnie, his better half, is the same: always by his side and, as the General in the family, Bonnie is the organizer and kept order in this incredibly multi -generational and international family. Quite honestly, Michael’s incredible charm, friendliness and warmth fostered a relationship which Nina and I and our family felt was bonded by blood rather than marriage of our children.

    We are broken hearted and devastated that Michael is no longer with us, but as Richard told me when he called with the tragic news “some of his best friends are already in heaven and Uncle Tony wanted him to join them for the conviviality of friendly banter, games of dominos and the occasional glass of Appleton”. While we will no longer share in Michael’s life, we must also acknowledge that we were blessed to be in his presence and for some of us to be part of his family. We pray and hope that we can leave this earth with as many good accomplishments and warm friendships as Michael achieved, and the joy and happiness he endowed to those around him and in his shadow.
    May his soul repose in peace.

    Jar & Nina and Kinach family

  13. Volker Lauterbach

    When JoAnn took me to “Meet the parents” I was a little nervous at first – especially meeting her father.

    Little did I know what a reception both Michael and Bonnie had in store for me.

    Michael invited me into the family the same way he invited everybody into his life – with a big welcome and a warm embrace.

    He connected with people within seconds – one on one or with a crowd – like magic.

    Michael made everyone feel special no matter who they were – a kind word, a joke or a wink was all it took.

    For me personally he was and will always be a role model.

    He demonstrated that you can achieve great things in life with kindness and compassion.

    Thanks for all you taught me.

    I will miss you.

  14. Paula Gaynair

    Dearest Bonnie and family,

    My deepest condolences. I’m praying that the wonderful memories you carry of Mike will bring you comfort in the days, months and years ahead, and that God’s presence will care for you and give you strength during this difficult time.

  15. Beverley Latibeaudiere DaCosta

    Remembering Michael and sending prayers and love to all his family.
    A beautiful person has joined the angels.

    • Danielle Goodman

      Michael Fraser was an honorary second dad for a whole generation of JoAnn’s friends. To me, to us, he embodied masculine loving-kindness that was reachable and genuine. With him, you felt included. He’s been this consistently kind and loving fatherly presence for us for decades, and I treasure his memory. Deep condolences and love to all the family.

  16. Margaret Farquharson

    Sincere sympathies to Micheal’s friends and family.
    A wonderful husband father grandfather brother and friend to many.

  17. Melrose Hagley (Gibson, Eva’s sister)

    Deepest condolences to Mrs Fraser, Michelle, Katerina, Joan and Richard on the passing of Mr. Fraser. He was a very kind and loving person I still remember that contagious smile as he greeted me.
    There is a special place in heaven for such precious soul.
    Rest In Peace

  18. Jeniffer Murray

    Condolences to the Fraser’s family,i work for Mr and Mrs Fraser for 18 years then i migrate to the U.S.A. in 2019.Mr Fraser was a person that would help anyone that cross path with,am one of them.Mr and Mrs Fraser encouraged me to open sagicor policys for myself so i can have something to look back on,and am greatful for that.Mr Fraser would come in the kitchen when me and Mrs Fraser doing some kind of cooking and giving us instructions how it should be done.Mr Fraser would cook his special menu from time to time which was good,i was the bottle washer in the kitchen.Mr Fraser you will be miss dearly. R.I.P

  19. Craig Wickett

    Words cannot convey how much I will miss you Michael. I know memories will pop up and often; the Silver Sands Bar, bird bush and the North Coast Highway, Negril & Port Antonio, London & Paris (and Rome), Driftwood & Seascape, airports, most restaurants (and a few bars), most beaches, cruise ships, barbequing almost anything, cook offs, life insurance & real estate, wine, rum & scotch and the list goes on and on…. Michael you were always and will continue to be an inspiration to me as a father in-law, great-grandfather, grandfather, father, husband, brother, uncle and a friend. Memories of you will remain with me forever. Rest in Peace, Michael.

  20. Cedric McDonald

    “Those whom we have truly loved never really leave us,they are always by our side casting their radiant shadow unto our every move”

    Mike Fraser had the unique ability to let each person feel that they are the most important person. Throughout our 38 years of friendship and association Mike has demonstrated the deeper virtues of compassion, emphaty, grace ,humility.

    George Bernard Shaw remarked “I want to “be thoroughly used up when I die”

    Mike, likewise gave everything to his family, friends and business colleagues and humanity in general..he gave far more to life than he took from life.

    Sadly,those who will join Sagicor in years to come and the newer members of staff will never be able to experience his engaging personality .

    Apart from working with him in the Insurance Business; I had the privilege of serving with him on the Board of the Jamaica Medical Foundation and many seminars, conventions locally and overseas including the Million Dollar Round Table.
    We have lost a great Jamaican.
    May his family find some comfort in the beautiful and cherished memories.

    Cedric McDonald

  21. Janet Sharp

    Mike was such a special, positive, caring person, an inspirational leader. My deepest condolences to the family. He will be missed. May his soul rest in peace.

  22. Rosie Arnold

    SIP Mr. Fraser. You were a fair and just man, and I will never forget the way you handled a situation I had. My condolences to your family and God’s continued Blessings.

  23. Shirley E. Daley

    My memory of Mike Fraser goes as far back as 1986 when I joined the then Life of Jamaica. I have not only received congratulatory letters from Mr. Fraser but warm words of wisdom ‘in-person’ to overcome challenges. thank you for the passion and dint of hard work you gave to this business of life and insurance. Your legacy will live on for long as we carry on your spirit of giving.

    I pray God’s comfort, peace and strength on his family and all whose life he has touched!

  24. Marjorie & Tony Cuervo

    Dear Bonnie & Family,
    Our deepest sympathies, sending you all love at this very heartbreaking time . Lots of love, Marjorie & Tony Cuervo

  25. Isoline c. Blair

    Sincere condolences to the family, relatives, friends and others who are grieving due to the passing of Mr. Michael Fraser.
    He made his mark on the earth. We look forward to the time when no one will die due to inherited Adamic and Eve sins.
    This will happen because Almighty God will carry out what is recorded by the Prophet at Isaiah 25 verse 8 which says: “He
    will swallow up death forever, and the Sovereign Lord Jehovah will wipe away the tears from all faces”.

    Remember too, John 11 verse 25, where Jesus said: “I am the resurrection and the life, the one who exercises faith in me, even though he dies, will come to life”.

    We all await the resurrection of the dead, in the the near future. Keep hope in Jehovah God’s promises alive.

  26. Allan Lewis

    May Mike’s soul rest in eternal peace seated at the right hand of the Father. May the Lord cover Bonnie, the children, grandchildren and all the family with his Grace and allow them to cope during their bereavement.

  27. Frances angus

    Will always be remembered as one of the founding fathers of LOJ.. now Sagicor. Rest In Peace Sir Mike

  28. Jamaica Cancer Society

    The Jamaica Cancer Society has lost a gentle giant that has served as a board director since 1984 . Up to the time of his passing he was our Vice Chairman. Sir, we will miss your lively conversations, ideas and laughter. We benefitted from your many visits offering advice from your wealth of knowledge.

  29. Juliet Benain

    Sincere condolence to Ms. Bonnie and the Fraser family, Mr. Fraser will be missed by the entire Silver Sands community. May his soul R. I. P

  30. Olga

    I’ve known Mr. Fraser since I was a little girl, he was always laughing or smiling a very happy man whose laughter no doubt brought joy to the people around him

    My heart goes out to his wife Mrs. Fraser, his children, grand and great grandchildren.

    My condolences to you all may his soul rest in eternal peace.

    RIP Mr. Fraser.

    Olga, Eva’s youngest sister.

  31. Grace Royal Bassaragh

    May your soul rest in Peace Mr. “Fraze”!!! You will be sorely missed…but your advice, your jokes, your spirit will live on forever in my heart.

  32. Peter and Hope Fraser

    Treasured childhood memories. A life well lived. RIP my cousin. Our thoughts and prayers are with you Bonnie and the family.

  33. Marc Goodman

    Michael Fraser might have been the warmest human being most of us will ever meet. He and his family swept back into Jamaica in the early 80s as a joyful ball of energy and good feeling, and it extended out to all their friends, and I’m sure to everyone he met. What a businessman, and also, easily the best public speaker in the country. His influence is so easily seen with his kids: dynamic, generous, bright, warm. All love and condolences to Mrs. F. and the whole family!

  34. Olivine Barnes

    My condolence to Bonnie and the entire Fraser family. This is difficult. I wrote this two days after Mike’s passing. He has been my mentor and advisor professionally and personally.
    I worked closely with him for many years and I can hear his voice ‘Miss Oli, composure’ or ‘short pencil better than long memory’ !
    I remember coming to office and his good morning and affable smile simply lit up my day. He was understanding and caring and oh we had lots of fun too. It was a blessing to have known and worked with him.
    He was so optimistic, all in, living and loving life.
    Our conversation on his last birthday ended with him giving me real estate and estate planning advice as well as asking about all my family.
    Mike you made an indelible mark on my life. Thank you.
    May his beautiful spirit and soul Rest In Peace

  35. Katelyn Myrskog

    I have been friends with the Wickett’s for almost 10 years and I had the opportunity to meet Michael a couple times and each time was a pleasure. I had the opportunity to spend an evening with him and Bonnie at the Wickett household, and it was filled with good food, laughter, stories of Jamaica and fun. He had such a wonderful voice and accent, and was a kind man who clearly very much loved his family. I send love and light to all his family during this time. Walk good Michael <3. Sun rise, sunset low, Ocean tide, soft and slow. Jamaica sand, here where I lay, Jamaica love, Jamaica, I'll stay.

  36. Eileen Mais

    Dear Bonnie, Michelle, Katrina, Joanne, Richard and your families… Thinking of you as you cherish your memories and many happy years with Michael, while you celebrate and honour his enormous impact and far-reaching legacy. Sending my love and blessings to all of you at this difficult time.


Submit a Comment

Your email address will not be published.